Rent or Own on Your Terms
Whether you're looking to rent an apartment or buy your first home, traditional barriers shouldn't hold you back. HomeUp provides flexible pathways to housing for everyone.
Flexible Approval Options
Alternative pathways for renters who don't meet traditional requirements
No Credit Required
Your future matters more than your credit score
Guarantor Programs
Multiple lease guarantee options to fit your situation
Recession-Proof Financing
Loan structures designed for long-term stability
Instant App-Based Access
Rent or buy directly through our platform
Transparent Pricing
Clear costs with no hidden fees or ongoing premiums
Your Path to Housing
Rent an apartment or buy your first home without the burden of credit requirements. HomeUp makes housing accessible to everyone.
Create Your Profile
Quick and easy signup process
Choose Your Path
Select rental apartment or home purchase
Flexible Approval
Alternative options if you don't meet traditional requirements
Browse Properties
Find apartments or homes in your area
Complete Through App
Finalize rental or purchase instantly
Partner with HomeUp
Real estate agencies and home flippers nationwide can partner with HomeUp, providing affordable remodeled homes for sale directly to our community.
Backed by Market Trends
House flipping is back on the rise. The total mortgage debt outstanding on one-to-four-family residences reached approximately $11.17 trillion in 2019.
Total U.S. mortgage debt (2019)
Home flipping trend trajectory
What Our Community Says
Real stories from renters and buyers who found their home through HomeUp
"As a student with no credit history, I thought renting would be impossible. HomeUp's OneApp program made it so easy! I moved into my dream apartment near campus within two weeks."
"HomeUp made homeownership possible for me without the traditional credit requirements. The process was transparent, fast, and the team was incredibly supportive throughout."
"The guarantor program comparison tool helped me choose the best option for my situation. Clear pricing, no hidden fees, and instant approval. Highly recommend!"